Effective Date: July 4, 2026
Welcome to Quantum Money Rebirth (QMR), operated by Quantum Heal ("Company", "We", "Us", or "Our").
By accessing our website, registering for our programs, purchasing our products or services, or using any part of our Platform, you agree to be bound by these Terms & Conditions. If you do not agree with these Terms, please do not use our Platform or services.
1. ELIGIBILITY
You must be at least 18 years of age or have the consent of a parent or legal guardian to purchase or participate in our programs and services.
2. SERVICES
Quantum Money Rebirth (QMR) provides educational, coaching, mentoring, personal development, and wellness-related programs, workshops, webinars, digital resources, and related services.
Participation in any program does not guarantee any specific financial, business, career, or personal outcome.
3. USER RESPONSIBILITIES
By using our Platform, you agree to:
- Provide accurate and complete information.
- Maintain the confidentiality of your account details, if applicable.
- Use the Platform only for lawful purposes.
- Not copy, distribute, reproduce, or resell any course materials without prior written permission.
- Not engage in any activity that disrupts or interferes with the Platform or other participants.
4. PAYMENTS
All fees displayed on the Platform are in Indian Rupees (INR) unless otherwise stated.
Payment must be completed before access to any paid program, course, or service is provided.
We reserve the right to modify pricing, offers, and promotions at any time without prior notice.
5. REFUND POLICY
Refunds, if applicable, shall be governed by our separate Refund & Cancellation Policy published on our website.
Unless expressly stated otherwise, purchases of digital products, downloadable resources, recorded content, and online programs are non-refundable.
6. INTELLECTUAL PROPERTY
All content available through the Platform, including but not limited to:
- Videos
- PDFs
- Workbooks
- Course Material
- Graphics
- Logos
- Text
- Audio
- Images
- Branding
- Frameworks
- Training Methods
is the exclusive property of Quantum Heal or its licensors and is protected under applicable intellectual property laws.
No content may be copied, recorded, shared, distributed, modified, or sold without our prior written consent.
7. CONFIDENTIALITY
Participants are expected to respect the privacy and confidentiality of other members during coaching sessions, webinars, group discussions, and community interactions.
Recording or sharing confidential discussions without permission is strictly prohibited.
8. DISCLAIMER
Our programs are intended for educational, coaching, and personal development purposes only.
We do not provide financial, investment, legal, medical, psychological, or tax advice.
Any decisions you make based on our content are entirely your responsibility.
Individual results vary depending on personal circumstances, effort, implementation, and external factors.
9. NO GUARANTEE OF RESULTS
While we strive to provide valuable guidance, strategies, and tools, we do not guarantee any specific results, including but not limited to:
- Increased income
- Business growth
- Career advancement
- Promotions
- Financial gains
- Personal transformation
Success depends on many factors beyond our control.
10. LIMITATION OF LIABILITY
To the maximum extent permitted by law, Quantum Heal, its directors, employees, coaches, affiliates, and representatives shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the Platform or participation in any program.
Your use of our services is entirely at your own risk.
11. TERMINATION
We reserve the right to suspend or terminate access to any program or service without refund if a participant:
- Violates these Terms.
- Engages in abusive, offensive, or disruptive behaviour.
- Misuses program materials.
- Infringes intellectual property rights.
- Harasses staff or other participants.
12. THIRD-PARTY LINKS
Our Platform may contain links to third-party websites or services.
We are not responsible for their content, security, privacy practices, or services.
13. MODIFICATIONS
We reserve the right to update or modify these Terms & Conditions at any time.
Revised Terms become effective immediately upon publication on our Platform.
Continued use of the Platform constitutes acceptance of the updated Terms.
14. GOVERNING LAW
These Terms & Conditions shall be governed by the laws of India.
Any disputes arising from the use of our Platform or services shall be subject to the exclusive jurisdiction of the competent courts in Hyderabad, India.
15. CONTACT US
If you have any questions regarding these Terms & Conditions, please contact:
Quantum Money Rebirth (QMR) / Quantum Heal
Email: quantumhealbyhemlata@gmail.com
Website: drhemlatarathi.com